An eccentric lottery winner, Charles, living alone on a remote island, tries to make his dreams come true by hiring his favorite musician, Herb McGwyer, to perform an exclusive, private concert. Unbeknownst to Herb, Charles has also hired Herb’s former bandmate and ex-girlfriend, Nell, with her new husband in tow, to perform old favorites. As tempers flare and old tensions resurface, stormy weather traps them all on the island, leaving Charles desperate to save his dream concert.